Financial Freedom....What's that?

Usually I don't talk about finances...I don't worry about the Nation's debt, I have my own to worry about.  This year our family has been hit hard with one thing after another & are at a place where I don't even know what to do!!!  It's soo frustrating!

You pay $700 a month for insurance, for what?  You still have to pay out of the Wazoo!  It doesn't cover crap...A normal delivery & still $3000 out of pocket ridiculous!  Then one thing after another comes up....Fridge breaks, car goes into the shop (a total of 3 times now) the dog has to have emergency surgery that costs over $800. the tags and licence are due on the car....Will it ever stop?  Chances are no...

But what can you do about it when you are on a fixed income that barely gets you by?  You could get another job....But then you have to pay more daycare. You could do an evening job...But then you get no time with your family....You don't go out to eat, go on trips, but you still end up short-handed.

Went to the eye doctor tonight...Scratch on my cornea...Did you know a vision plan doesn't cover the medical part of vision?  There is more money to spend that we don't have.

I have read some of Dave Ramsey's books.  It's logical...It would work.  The first step is to save $1000....How do you do it when you don't have a cent left after groceries and bills?  Makes it hard.  It's a vicious cycle & how do you make it stop.  We aren't a family whose worried about material things...Garage sale clothes, and generic brand everything is fine for us...

Then you see people like Kim Kardashian!  She got an engagement ring that's worth 2 MILLION DOLLARS!  Really?  Are you kidding me?  I know its nice to have nice things, but it just doesn't seem fair.  Here we are....a typical family struggling to get by & then she (or her fiance) can spend her money so frivolously!  The rich get richer......

So what do I do?  I keep moving forward...I try to focus on all the things I do have.  I have an amazing husband who tries to provide for his family as best he can.  I have three amazing, energetic, HEALTHY children who make me smile every day.  I have a job that I can feel proud of...feel like I'm making a difference....  As Dorie Says, "Just Keep Swimming, Swimming, Swimming!"